The Blog

12 Days of Holiday Decorating

Categories: Uncategorized | Posted: December 5, 2018

The holidays can be a busy time, with family, friends, vacations, shopping and parties which leaves little time for decorating. We have gathered some quick and easy decorating tips to help feel more festive.

1) Wrap your pictures, door and tables: Use wrapping paper and ribbon to turn your existing wall art into presents or use large ribbon to wrap your doors, end tables or even throw pillows.
2) Get creative with garland: Garland can be made out of pretty much anything, string together miniature stockings, your favorite ornaments, small wooden toys or even squares of holiday colored fabric. Then just hang then on a bookshelf, mantel or even your wall.
3) Hang Clusters of Ornaments: Create small groups of your favorite ornaments with a festive ribbon and hang around the room.  
4) Light up your patio: Have extra lights? Create a festive outdoor centerpiece on your patio or in your garden by hanging several strands of lights length-wise to create a glowing backdrop.
5) Use those tree trimmings: Have a few branches you need to trim off the tree? Put them in vases and bottles around the house.
6) Create a shiny centerpiece: Group several sizes and shapes of metallic or glass vases, cups and dishes to create a festive focal point. Add a little more excitement by adding stems of berries, tree branches, small ornaments or even a variety of peppermint candies.
7) Decorate your pendant lights: No staircase to wrap in garland? No problem, add garland, bows or other decorations to your pendant lights for a little extra flare.
8) Add a little glow to your garland: Use small battery operated lights to your garland or centerpieces for that extra sparkle.
9) Fashion a Pretty Platter: Place some braches, faux snow or even festive fabric and some ornaments on a platter for a quick and easy table topper.
10) Decorate your chairs: Add simple bows or even sprigs of fragrant greenery and herbs to the backs of your dining chairs for a beautifully simple dinner display.
11) Turn paper back into trees: Using festive scrapbook, construction or even brown or white craft paper into cones or “trees” by securing the seams with clear tape or glue.
12) Add a little music to your doors: Tie a few jingle bells to your front door so all your guests are greeted with a little holiday tingle.

Financing Tips

Categories: Uncategorized | Posted: November 20, 2018

We are excited to feature a guest blog from a financing professional and one of our preferred lenders: Lori Zimmerman with HomeBridge Mortgage.

While You Are Considering The Purchase Of A New Home Or New Financing On Your Current Home, You Should Remember The Following:


  • Continue making your mortgage or rent payments
  • Stay current on all existing accounts
  • Keep working at your current employer
  • Keep your same insurance company
  • Continue living at your current residence
  • Continue to use your credit as normal
  • Call us if you have any questions, as we are always here to help and just a phone call away


  • Make a major purchase (car, boat, jewelry, etc.)
  • Apply for new credit (even if you seem pre-approved)
  • Open a new credit card
  • Transfer any balances from one account to another
  • Pay off charge offs or collections without a discussion with us first
  • Buy any furniture on credit
  • Close any credit card accounts
  • Change bank accounts
  • Max out or over charge on your credit card accounts or consolidate credit card debt
  • Take out a new loan
  • Start any home improvement projects
  • Finance any elective medical procedure
  • Open a new cellular phone account
  • Pay off any loans or credit cards without discussing it with us
  • Make any large deposits

— Lori Zimmerman, Mortgage Loan Originator, NMLS# 1062900
50 Leanni Way, Unit E3, Palm Coast, FL 32137
Cell: 386-449-9506

Homebridge Financial Services, Inc. 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830. Corporate NMLS #6521. Branch address: 50 Leanni Way, Unit E3, Palm Coast, FL 32137; Branch NMLS# 897359. Rev. 11.16.18 (1118-2837) LR-2018-828

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