FAQS

Frequently Asked Questions

Building a home is said to be one of the most stressful experiences, but it doesn’t have to be. We have compiled a list of the most common questions and concerns we have received to help ease your mind about the homebuilding process. Still have questions? Feel free to reach out to us.

FAQ's

Where do you build?

What is included in the base price?

Can I really build a home for the base price?

What is the process to buy a new home?

What are the taxes on a new home?

How much is the homeowner’s insurance on a new home?

What are impact fees?

Do you pay closing costs or offer incentives like other some builders?

Can I make an offer on a home or will you negotiate on pricing?

When do I have to provide you with a written loan commitment?

When should I lock in my interest rate?

What is the down payment requirement and what payment options are available?

What is the difference between a deposit and a downpayment?

Will SeaGate buy a lot for me and how much will it cost?

I already have a bore test for my lot, do I need to have another test performed?

Does SeaGate have lots available to build on?

I already own my home site; do I need to transfer it over to you so that you may start the building process for my new home?

I still need to sell my house; can I start building now?

Can I make changes to a Quick Move-In home?

Can I build an investment duplex on a lot zoned for a single family home?

How long does it take to build a new home?

What if my new home doesn’t appraise at the price I paid?

Can changes be made after I sign my Purchase and Sale Agreement?

What if I need space for a home office too?

When do I select colors and interior appointments at the Design Studio?

What happens after my Design Studio Appointment?

When will construction of my home begin?

Can I perform work on my home prior to the closing?

When can I visit the home while it is under construction?

Why are there times when no one is working on my home?

I’ve noticed a few items in my home that need to be addressed. When will these items be taken care of?

Do I have the opportunity to complete a walk-through of my home prior to closing?

When will I be given a date for closing?

Does my new SeaGate Homes come with a warranty?

Are cracks in my slab, lanai and/or driveway normal?

In 2015, I built my new home on my brand new lot in Palm Coast, FL with SeaGate Homes. I moved here from southern California right after my new Summerland home design by SeaGate Homes was completed. Before my decision to move to Palm Coast and build a brand new home, I made several trips from CA to FL to ensure that I truly like the area and of course to interview and tour the model homes from several builders who were capable of building on my o...

Darek W.

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Nominate SeaGate Homes for Best Home Builder 2026! 🏆

SeaGate Homes
185 Cypress Point Parkway
Palm Coast, FL 32164
(386) 517-1328

This information is for illustrative purposes only and is not part of nor is it intended to be incorporated into a legal contract. Floor plans and standard features may vary according to lot and alternate style selected and are subject to change without notice. The information, text, graphics, and links provided herein are provided by SeaGate Homes as a convenience to its customers. SeaGate Homes does not warrant the accuracy or completeness of the information, text, graphics, links, and other items contained on this server or any other server. All prices, specifications, models, and availability are subject to change without notice.

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